Investment
Management

Saratoga has been building investment portfolios since 1994. The proprietary economic research tools we use were developed in the early 1980s by our founders.

Advisors nationwide have used our asset allocation models for over 30 years, and Saratoga is now making its asset allocation models available to retail clients directly.

Build your Plan

What is Investment Management?

Investment management is the process of managing various securities and assets, such as stocks, bonds, real estate, and other investments, to meet specific financial goals for individuals or institutions. It involves strategic planning, asset allocation, portfolio construction, and ongoing monitoring to optimize returns while managing risk. Through a disciplined and research-driven approach, Saratoga tailors strategies to align with client objectives, time horizons, and risk tolerances.

Saratoga’s Investment Management Services

Investment Product Selection

Saratoga helps investors choose from among tens of thousands of available investment vehicles, ranging from stocks and bonds to crypto currencies.
Asset Allocation

Decades of research has suggested that asset allocation may be the most important investment decision an investor can make. Saratoga guides clients in when to use various types of investments, and to what extent.
Tax-Loss Harvesting

Where appropriate and available, Saratoga’s investment portfolios employ tax-loss harvesting tools.
Drift-Based Rebalancing

Saratoga’s investment portfolios employ drift-based rebalancing, a method that attempts to ensure that portfolios remain true to their initial design.
Ongoing Oversight

Getting the initial investment decisions correct is important, ensuring they continue to meet our standards is just as critical.