Investment
Management

Saratoga has been building investment portfolios since 1994. The proprietary economic research tools we use were first developed in the early 1980s by our founders, and have been refined and honed ever since.

Since 1994. over 350 financial institutions have licensed our model portfolios for use by their financial advisors; now you can access them directly through Saratoga.

Get Your Portfolio

What is Investment Management?

Investment management is the process of managing various securities and assets, such as stocks, bonds, real estate, and other investments, to meet specific financial goals for individuals or institutions. It involves strategic planning, asset allocation, portfolio construction, and ongoing monitoring to optimize returns while managing risk. Through a disciplined and research-driven approach, Saratoga tailors strategies to align with client objectives, time horizons, and risk tolerances.

Saratoga’s Investment Management Services

Asset Allocation

At Saratoga Capital Management, LLC, we are the Asset Allocation Specialists©.
We believe asset allocation is the cornerstone of a sound investment strategy, determining how a portfolio’s capital is distributed across and within various asset classes to balance risk and return in alignment with a client’s financial goals.
Decades of research suggests that asset allocation may be the most important investment decision an investor can make.
Investment Product Selection

Saratoga helps investors choose from among tens of thousands of available investment vehicles, ranging from stocks and bonds to crypto currencies.
Our process involves balancing access to a wide range of strategies while ensuring our clients aren’t exposed to unnecessary risk or cost.
Tax-Loss Harvesting

Tax-loss harvesting seeks to help investors reduce their tax bill by offsetting investment gains with losses, allowing them to keep more of their money working in the market.
Where appropriate and available, Saratoga’s investment portfolios employ tax-loss harvesting tools.
Drift-Based Rebalancing

Saratoga’s investment portfolios employ drift-based rebalancing, a method that attempts to ensure that portfolios remain true to their initial design.
A well-structured rebalancing strategy helps us manage risk exposure, while balancing the benefits of tax-loss harvesting where prudent.
Ongoing Oversight

Getting the initial investment decisions correct is important, ensuring they continue to meet our standards is just as critical.
Saratoga continuously monitors portfolio holdings, performance, and risk exposure to ensure investments remain aligned with prevailing market conditions and client’s evolving financial circumstances.